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Marketing Practices

Last Updated: January 14, 2016

Welcome to personalloansexpress.com (hereinafter "Company"). To register for Company's services, you must agree to these Marketing Practices, as well as Company's Privacy Policy and Terms & Conditions of Use. By registering for Company's services, you understand that you are requesting a referral for a loan from the independent, participating lenders with whom we may share your information. You also acknowledge that company may also share your nonpublic personal information with third-party service providers for the sole purpose of verifying the authenticity of your information.

You also give your express consent to receive promotional materials from participating lenders, Company and/or third party marketing partners with whom we may share your information. They may also provide information to you about additional services and products. You further understand that all communications, whether to assist you in obtaining the loan requested or for promotional purposes, may be via direct mail, email (at the email address provided by You) and/or telephone/mobile device (at the number(s) provided by you) notwithstanding that your email address and/or numbers may be listed on a corporate, state, or federal Do-Not-Contact registry, suppression list, or the like.

If you do not wish to receive such marketing materials and/or communications, you may request to be removed by using the relevant opt-out mechanism in such communications. Requests to unsubscribe from receipt of communications from third parties must be communicated directly to such third parties. Company is not responsible for stopping all unwanted communications from sources beyond Company's control. Please contact Company directly by U.S. mail at 1125 E. Broadway #545, Glendale, California 91205 or by email at [email protected] with any questions or concerns related to these Marketing Practices or your privacy, and/or to opt-out of having your information used by Company for marketing purposes.

How can you use your Personal Loan?

  • Weddings
  • Medical Expenses
  • Debt Consolidation
  • Auto Repair
  • Home Renovations
  • Vacations
  • Emergencies
  • Other

Increased Flexibility for All Situations

Personal loans are incredibly versatile, meaning you can use the funding for all your individual needs.

We work with a large network of lenders to provide you with the fast loans you need. You can get started by signing up online from the convenience of any internet-connecting device. The loan registration process has been simplified just for you. If you’re approved, your funds will be available as soon as the next business day.

Personal loans don’t require any personal collaterals, so you can sign up with complete peace of mind.

We are dedicated to providing unparalleled help and support throughout the process. Registering for a loan is faster, easier, and more secure with us.

Material disclosure

APR Disclosure. Some states have laws limiting the APR (Annual Percentage Rate) that a lender can charge you. APRs range from 5.99% to 35.99% and vary by lender. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The Annual Percentage Rate is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement.

Material Disclosure. The operator of this website is not a lender, loan broker or agent for any lender or loan broker. We are an advertising referral service to qualified participating lenders that may be able to provide amounts between $1,000 and $15,000. Not all lenders can provide up to $15,000 and there is no guarantee that you will be accepted by an independent, participating lender. This service does not constitute an offer or solicitation for loan products which are prohibited by any state law. This is not a solicitation for a particular loan. We do not endorse or charge you for any service or product. Any compensation received is paid by participating lenders and only for advertising services provided. This service and offer are void where prohibited. We do not control and are not responsible for the actions of any lender. We do not have access to the full terms of your loan. For details, questions or concerns regarding your loan please contact your lender directly. Only your lender can provide you with information about your specific loan terms, current rates and charges, renewal, payments and the implications for non-payment or skipped payments. The registration information submitted by you on this website will be shared with one or more participating lenders. You are under no obligation to use our service to initiate contact with a lender, apply for credit or any loan product, or accept a loan from a participating lender. Loan transfer times and repayment terms vary between lenders. Repayment terms may be regulated by state and local laws. Some faxing may be required. Be sure to review our FAQs for additional information on issues such as credit and late payment implications. These disclosures are provided to you for information purposes only and should not be considered legal advice.

Exclusions. The services offered by this website might not be available in every state. The states serviced by this website may change from time to time, without notice.

Credit Implications. The operator of this website does not make any credit decisions. Independent, participating lenders that you may be matched with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Consider seeking professional advice regarding your financial needs. Late Payments of loans may result in additional fees or collection activities, or both. Each lender has their own terms and conditions, please review their policies for further information. Nonpayment of credit could result in collection activities. Each lender has their own terms and conditions, please review their policies for further information. Every lender has its own renewal policy, which may differ from lender to lender. Please review your lender’s renewal policy.